Individuals can choose a suitable risk product from our various channels.
Mdende Plus
The Mdende Plus policy caters for the needs of social grant beneficiaries by providing assistance to customers in meeting their funeral costs and provides for temporary financial security to the bereaved family when they are financially most vulnerable.
Mdende Extra
Mdende Extra provides top-up cover exclusively to Mdende or Mdende Plus customers affording them the opportunity to increase their current funeral cover amount by R5 000.
Mdende Pensioners
The Mdende Pensioners Plan policy is tailor-made for old-age grant recipients between the ages of 60 and 79 years (inclusive). Clients can elect to cover their dependent children and/or grandchildren.
Smart Life Funeral Plan
The Smart Life Funeral Plan has been specifically tailored for the general public. The cornerstone of the Smart Life Funeral Plan is affordable and simple funeral insurance that caters for the relevant needs of our customers.

The Smart Life Funeral Plan is available from the Smart Movers, Smart Callers and intermediaries affiliated with us.

We are available at Net1 Financial Services stores nationwide.


Our group solutions – LIFE, FUNERAL, DISABILITY & HEALTH – are tailored to the needs of the group, be it a CHURCH, STOKVEL, CLAN, or an EMPLOYER. A group can make direct enquiries or through their intermediary. Our policy is to make sure that whoever gets into contact with us gets tailored advice & solutions.